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What Should I Do if I Was in an Accident with an Uninsured Driver?

Car and motorcycle accidents are unavoidable and can happen to anyone. After an accident, getting compensation from the insurance company is your right, but what happens if the other driver is uninsured? According to a study by the Insurance Research Council (IRC), about 10.6% of drivers in Nevada don't have car insurance. This is pretty similar to the national average, which is 12.6%. Another survey done by the Nevada Office of Traffic Safety found that the number of people who died in car crashes in Nevada went up by 0.3% from 2020 to 2021.Not all of these crashes are caused by uninsured drivers, but people who don't have insurance are more likely to get into accidents because they don't have coverage and might drive in risky ways. In these types of cases, it is best to get help from an accident attorney reno to easily deal with the process. 

What should you do if you are involved in an accident?

Here is a step-by-step method that you can follow after an accident. 
  • If you have Injuries
If you have suffered any injuries, you need to call 911 to get immediate medical help.
  • Do not leave the accident scene
Always stay at the place of the accident. Do not leave the accident scene without informing the police, even if nobody looks hurt and the accident doesn't seem serious.
  • Collect evidence in the form of information
If you are in a healthy condition and you can collect evidence, use your phone to take pictures and take snapshots of any damage to your vehicle. Try to write down everything you can about the accident, the other vehicle, and the person driving it. Just make sure you are not getting in the way of the cops or any emergency crews while you're gathering info and taking pictures.
  • Uninsured Accident Coverage
If your car insurance includes coverage for uninsured drivers, you can make a claim with your own insurance company in case of an accident with a driver who does not have insurance.This coverage can help pay for damage to your car and medical bills if you are hurt, even if the other driver flees the scene or if there is no direct contact with your car. For example, if another car suddenly cuts into your lane and you swerve to avoid it, causing a crash, that's considered a "phantom vehicle" accident.In these cases, you might have a lower deductible, which is the amount you have to pay before your insurance kicks in. However, to make sure your claim goes through, you need to report the accident to the police within 72 hours.It is best to contact an accident lawyer reno in these types of uninsured driver cases as they will fight for your justice and make the process easier for you. Plus, they are pros when it comes to dealing and negotiating with Insurance companies and helping you get the compensation you deserve.   

What happens if your insurance plan does not have uninsured driver coverage?

Your car insurance might not cover you if you are in an accident with someone who is uninsured. If your car insurance does not have uninsured motorist coverage, you will have to use other types of coverage you might have. For example, if your car is damaged, your collision coverage might pay for repairs. If you are injured, you could use your medical insurance to cover medical bills.If you don't have any of these coverages, you will have to pay for repairs, medical bills (unless you have health insurance), and maybe a rental car out of your pocket. Then, you might need to sue the at-fault person who caused the accident to get your money.

We will help you with filing an insurance claim for your accident with an uninsured driver. 

If you have been in a crash with a driver who doesn't have insurance, don't worry. Get in touch with Bradley, Drendel & Jeanney Law Firm. Our Reno-based accident lawyers are here to help you through it all. We will guide you and fight to make sure you get the compensation you deserve. Don't let a lack of insurance coverage stress you out financially. Call us now at 775-335-9999 for a consultation about your situation. We are here to help you at every turn.

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How Much Is My Car Accident Claim Worth in Nevada?

After a crash in Reno, NV, you have the right to get compensation for your losses and damages from anyone who was at fault. Many people start this process by asking "how much is my car accident claim worth,” but it's not possible to put a number on your case without knowing the details. Talk to a lawyer as soon as you can, and keep reading to learn about the main elements that will shape the number. How Much Is My Car Accident Claim Worth in Reno, NV? The value of your claim is going to depend heavily on several factors, the four most important of which are: Liability Total damages Comparative negligence Skill and experience of your lawyer 1. Liability Liability is determined by who was negligent. Negligence happens when someone doesn't act the way a reasonable person in that situation would to protect themselves or others. In car wrecks, liability often comes down to asking, "Who failed to perform their duty towards other road users by failing to follow the laws or acting unreasonably?” If you can show someone was speeding, ran a red light, was driving distracted, or similar, you can usually hold them liable. 2. Total Damages Your damages break down into two categories: economic and non-economic. Economic These are the concrete financial losses, like medical expenses, lost wages from missed work, lost earning capacity if you can't return to the same job or hours because of your injuries, and property damage. These are the foundation of your claim. Non-Economic Pain and suffering, emotional distress, loss of enjoyment of life, and any lasting changes to your daily activities or relationships belong in this group. There is no fixed formula that automatically applies for calculating these. It all depends on the severity of your injury, how long recovery takes, whether the effects are permanent, and how the injury has altered your normal routine. It also depends on your attorney: a good attorney will know how to calculate this fairly and argue for it effectively. 3. Comparative Negligence Nevada uses the 50% comparative negligence rule, and that can affect your claim. So long as you're not more than 50% at fault, you can claim compensation, but your claim will get reduced by the same amount as your fault. So if you're found to be 15% at fault and are owed $23,000 in compensation, you'd end up with about $19,550. It's very important to have a lawyer if you have some fault in the incident, as your lawyer can make sure you're protected from any attempt to call you more at fault than you are. 4. Your Lawyer It matters whether your lawyer is experienced in personal injury cases and skilled at: Gathering evidence and putting it together clearly and effectively Negotiating with insurers and understanding their tactics for minimizing claims Dealing with the red tape of the Nevada legal system Arguing and winning in court, if needed To get the help your claim needs, visit Bradley Drendel & Jeanney in Reno, NV now or call us at 775-335-9999 for a free consultation. We've been protecting Nevada personal injury victims for over 70 years.

What Should You Do Immediately After a Truck Accident?

After a truck accident involving a large commercial vehicle, the things you choose to do (or forget to do) can have a big effect on your future claim. Here's what to do after a truck accident in Carson City, NV. What to Do After a Truck Accident in Carson City, NV Check for Injuries Check yourself and everyone in your vehicle for injuries the moment the vehicles stop, and remember that adrenaline can easily mask pain, broken bones, or internal injuries for a time, so always get checked out later even if you feel fine at the moment. If anyone feels dizzy, has neck pain, or struggles to breathe, help them stay still and wait for help unless there's a life-threatening emergency, such as a car fire. Call 911 right away so police and emergency medical crews can respond. If your car can still move and the roadway is unsafe, pull as far off the travel lanes as possible. Talk to First Responders When officers reach the scene, give them a factual account of what you saw and felt. Stick to the sequence of events and don't make any guesses about fault or offer any opinions. Ask for the report number and the name of the investigating officer before you leave, because that official record is an important piece of evidence you may need later. Get Evidence If you're well enough to do so, snap pictures of everything you can. Capture the positions of both vehicles, the truck's company name, the USDOT number on the truck and its license plate, and any visible cargo. Include pictures of any skid marks, junk in the road, weather conditions, traffic signals, and the surrounding roadway generally. Take pictures of your own injuries and the interior of your vehicle. Exchange Information Exchange basic information with the truck driver and any other involved drivers, if it is safe to do so and you are all well enough to do so. You should get names, registration, and insurance information from everyone, but from the truck driver you'll also need commercial license details and the motor carrier's name. Collect contact information from any witnesses who stopped. Talk to Your Insurer Notify your own insurance company as soon as you can, but provide only the basic facts of the collision. Avoid making any recorded statements to the trucking company's insurer until you understand the full scope of your losses and have talked to a lawyer. Be aware that commercial carriers love to send adjusters to the scene quickly and press you to make a recordered statement as soon as possible; the goal is to get you to say something they can use later to limit their losses. Always refer them to your lawyer. Contact a Lawyer As soon as you're able, contact a lawyer with experience in truck accident claims. These claims often involve multiple parties, from the driver and motor carrier to cargo loaders, third-party mechanics, and sometimes equipment manufacturers. Each may have different insurance layers and different defenses. Contact Bradley Drendel & Jeanney today in Reno, NV for a free consultation. We've served all of Nevada and Northeastern California for over 70 years.

What Is a Contingency Fee?

When an unexpected injury disrupts your life, you may have the right to bring a legal claim to get reimbursed for your losses and damages. But doing so on your own is hard for many reasons, not least of all because you've got to concentrate on healing and getting back to normal life. You might have thought of contacting a lawyer here in Reno and wondered just what a personal injury lawyer contingency fee is all about. Defining the Contingency Fee Arrangement A contingency fee is a payment structure where your lawyer only gets compensation if your case is successful. If there is no recovery, you owe no attorney fees. This arrangement is especially common in personal injury because it removes the barrier of having to come up with immediate legal costs just to pursue your rights. The lawyer's payment comes as a percentage of whatever is recovered. How the Personal Injury Lawyer Contingency Fee Typically Works When you go this route, your lawyer invests time, resources, and expertise with the understanding that payment depends entirely on their success. The percentage is agreed upon in advance, and sometimes it can increase if the case ends up requiring more work or has to go to trial. You and the lawyer sign a written contract that spells out the exact percentage and scale, how it applies to the total recovery, and other key terms. Once the funds arrive from your award, your lawyer deducts their fee according to the agreement, handles any liens or medical repayments that have to be reimbursed from it, and distributes the remainder to you. Written Agreements and Nevada Requirements Nevada rules basically require that the contingency fee agreement be in writing and signed by you, clearly state the method for calculating the fee, include the specific percentages that apply at different stages, and address how expenses are to be handled and whether you remain responsible for those if the case does not succeed. Fees vs Case Expenses The contingency percentage covers the lawyer's time and skill. Case expenses are other things, like court filing fees, the cost of getting expert witness reports, medical record retrieval, investigation expenses, and costs for doing deposition transcripts. In many personal injury cases, the lawyer advances these costs and only recovers them from the settlement proceeds if the case succeeds. Advantages of the Contingency Structure Access With this arrangement, you can afford to retain experienced representation without draining all your savings or taking on debt just to get started. Confidence With this arrangement, your lawyer has skin in the game. Their recovery depends on winning, and the amount they get depends on maximizing your compensation. Breathing Room Instead of worrying about monthly legal bills, you can focus on medical treatment and getting your life back on track. Talk to a Reno Personal Injury Lawyer to Learn More Call us today at Bradley Drendel & Jeanney in Reno, NV, where our nearly seven decades of focus on personal injury cases make us one of the state's most established firms.